Banking Courses After 12th

If you have just passed your 12th standard, and are wondering what to do next? We might have a plan for you. After passing your 12th standard, you can enroll in a coaching institute and seek coaching for banking. With globalization and increasing crime,   people want to secure their money in a safe called which is called the bank.

A bank is the safest organization where people secure their hard earned money. Banking sectors have gained huge popularity in recent times. If you belong to the commerce stream, then banking is the most suitable course for you. There are certain conducting authorities such as IBPS, NABARD and SBI conduct exams for the vacant bank positions to give the career of students a right direction.

Why are banking jobs so successful, you may ask. First of all, bank POs are decently paid. In the case of a Government Bank job, the job security that it offers is also a huge attraction. The comes the availability of a decent amount of holidays. Also, the banking sector offers one of the most comfortable careers for youngsters.

These factors collectively make banking jobs very attractive to young Indians! If you want to be a bank p/o, you must have a bachelor’s degree from a recognized university. Also, you have to clear certain entrance exams. According to a certain survey by Institute of Banking Personnel Selection, there will be huge scope for candidates in banking sectors in 2019.  Many investment specialists say that in the upcoming years the banking sector will grow at an extensive rate. So there are more opportunities for recruiting young candidates.

Let us check out some traditional commerce stream courses that are ideal for getting a banking job after 12th. Here they are – Following is the list of some of the important banking courses 

B.COM.-

B.Com. stands for Bachelor of Commerce. It is a 3 years extended undergraduate level program. It is the most popular choice of course among 12th passed students from commerce stream.

Bachelor Of Economics-

It is also an undergraduate program if you are passionate about economics, then this course will be of extreme help to you! This undergraduate programme is 3 years long. It is also the most preferred choice among students of commerce.  

Bachelor of Finance and Accounting-

This undergraduate academic programme is 3 years long. This course focuses on areas such as finance and accounting. If you want to be a banker in the future, it is the most ideal course for you.

Chartered Accountancy-

It is counted as the toughest course in commerce stream which has strong ties with the commerce stream. Many subjects present in the CA training module are covered in 11th and 12th commerce classes. Chartered accountants are extensively hired by banks for auditing and accounting purposes. They are also hired by individual businessmen to manage their financial accounts.

CMA-

CMA attains for Certified Management Accountant. The scope of employment for CMA’S also stand in banks for accounting and auditing. The time duration of this course is 6 months. It is also considered as one of the substantial courses in the banking industry.

These were the most important courses to be pursued in the banking sector. Now, we will talk about other courses offered in the banking sector. In India, courses are generally offered in the following  formats;

  • Bachelor
  • Diploma
  • Certification
  • Masters
  • Doctoral
Bachelor programmes-
  • B.COM
  • BACHELOR OF ECONOMICS
  • BBA in Banking & Finance
  • BCom in Banking & Finance
  • BBA in Banking
  • BCom in Banking Management
  • BCom in Banking & Insurance
  • BCom (Hons.) in Banking and Insurance
  • BSc in Banking and Finance
  • BCom in Banking Management
  • BCom in Bank Management
  • BCom in Banking & Insurance Management
  • BCom in Banking, Finance and Risk Management.
Diploma Courses in Banking-
  • Advanced Diploma Course in Banking Services
  • Diploma in Banking and Finance
  • Diploma in Banking and Insurance
  • Diploma in Banking and Insurance Management
  • Advance Diploma in Urban Co-operative Banking
  • Diploma in Banking Laws
  • Diploma in Banking Management
  • Diploma in Home Loan Advising
  • Diploma in Banking Services
  • Post Graduate Diploma in Bank Management
  • Post Graduate Diploma in Banking
  • Post Graduate Diploma in Banking and Financial Management
  • Post Graduate Diploma in Development and Investment Banking
  • Post Graduate Diploma in Islamic Banking and Finance
Master programmes-
  • MSc in Banking and Finance
  • Master in Banking/Finance/Insurance 
Certificate Courses-
  •  Post Graduate Certificate in Investment Banking
  • Certificate Course in Banking
  • Certificate Course in Banking Management
  • Certificate Course in Patent Searching & Drafting
  • Certification in Banking related laws.
  • Certification in Business Mathematics.
  • Certification in  Marketing of Banking Services.
  • Certification in Computerized Accounting.
 Doctoral programmes-
  •  PhD in Banking & Finance

Skills Required In The Banking Sector

  • Customer dealing  - Banking sector includes the acceptance of people from various lives. So oneself should possess the skill of dealing well with customers.
  • Handling people with patience - If you have the ability to handle people and assisting teams of people to work well together, then you might be a good bank manager.
  • Good with numbers and accounting - People who enjoy mathematics and are great in counting and numbers have a great scope in the banking sector.
  • Good analytical skills - People with the interest in analytics will surely be good at banking career which has posts like economic analysts. If you are good at analytics skills, then you will like this job.

Let’s now discuss the cons and pros of the banking sector.

Advantages ( PROS) of job in Banking sector

In recent times, demand for the banking jobs in youths has extensively increased.  Most of the graduates are preferring banking jobs over others. In this section, we have listed a few advantages of banking division.

Security - if you get recruited in a government bank, then you will enjoy many perks even after retirement. In private banks, you won’t get fired so easily until an illegal action has been done for you. So in term of job security, it is the best option.

Holidays - Banking sector offers a large number of public and private holidays. So, you can enjoy more with your family and friends.

Salary - You get to enjoy a decent earning life in banking division with high salary packages. Along with salary, some other perks included are the residence, transportation cost, etc.

Learning dome - You can avail a learning environment about new policies, loan/credit schemes as there are a broad variety of loans/advances/credit schemes granted to individuals, companies, firms, establishments etc. You can acquire all these by just possessing a Banking Sector Job.

DISADVANTAGES (Cons) of job in Banking Sector

With so many advantages of having a Banking Sector Job, there are some disadvantages too. Let’s take a look at these disadvantages :

Work stress-

The stress and work pressure of achieving work targets can move you to hell and back. Banking can become one of the hectic workplaces if there is a lot of work pressure on you.  

Technology-

Another disadvantage of working in a public sector bank is that you are not provided with the latest technologies to work on.  

Posting in the remote location-

The RBI banking license guideline states that a bank can expand its branches in any of the remote rural areas. Many bank employees suffer this condition of being transferred to rural locations.

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Date: 13 Feb 2019

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